/* =============================================
   LOANS BY KRADEVIC LLC — stylesheet
   ============================================= */

/* --- VARIABLES --- */
:root {
  --navy:       #050d1f;
  --navy-mid:   #0a1a3a;
  --navy-card:  #0d2045;
  --blue-dark:  #0f2f6e;
  --blue:       #1a4fbd;
  --blue-mid:   #2563eb;
  --blue-light: #3b82f6;
  --accent:     #60a5fa;
  --accent-glow:#93c5fd;
  --white:      #f0f6ff;
  --white-dim:  rgba(240,246,255,0.65);
  --white-faint:rgba(240,246,255,0.12);
  --border:     rgba(96,165,250,0.18);
  --border-strong: rgba(96,165,250,0.35);

  --font-display: 'Playfair Display', Georgia, serif;
  --font-ui:      'Rajdhani', sans-serif;
  --font-body:    'DM Sans', sans-serif;

  --container: 1200px;
  --radius:    4px;
  --transition: 0.35s cubic-bezier(0.4, 0, 0.2, 1);
}

/* --- RESET & BASE --- */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; font-size: 16px; }

body {
  background: var(--navy);
  color: var(--white);
  font-family: var(--font-body);
  font-weight: 400;
  line-height: 1.7;
  overflow-x: hidden;
}

a { color: inherit; text-decoration: none; }
address { font-style: normal; }
img { display: block; max-width: 100%; }

/* --- CONTAINER --- */
.container {
  width: 100%;
  max-width: var(--container);
  margin-inline: auto;
  padding-inline: 2rem;
}

/* --- SECTION SPACING --- */
.section { padding: 7rem 0; position: relative; }

/* --- TYPOGRAPHY HELPERS --- */
.section__title {
  font-family: var(--font-display);
  font-size: clamp(2.4rem, 5vw, 3.8rem);
  font-weight: 700;
  line-height: 1.15;
  color: var(--white);
}
.section__title em {
  font-style: italic;
  color: var(--accent);
}
.section__desc {
  color: var(--white-dim);
  max-width: 50ch;
  font-size: 1.05rem;
}

/* --- BUTTONS --- */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.85rem 2rem;
  border-radius: var(--radius);
  font-family: var(--font-ui);
  font-weight: 600;
  font-size: 0.95rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  cursor: pointer;
  border: none;
  transition: var(--transition);
}
.btn--primary {
  background: var(--blue-mid);
  color: #fff;
  box-shadow: 0 0 20px rgba(37,99,235,0.4);
}
.btn--primary:hover {
  background: var(--blue-light);
  box-shadow: 0 0 32px rgba(59,130,246,0.55);
  transform: translateY(-2px);
}
.btn--ghost {
  background: transparent;
  color: var(--accent);
  border: 1px solid var(--border-strong);
}
.btn--ghost:hover {
  background: var(--white-faint);
  border-color: var(--accent);
}
.btn--full { width: 100%; justify-content: center; }

/* --- ABOUT LABEL --- */
.about__label {
  font-family: var(--font-ui);
  font-size: 0.75rem;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 1.2rem;
  display: flex;
  align-items: center;
  gap: 0.75rem;
}
.about__label::before {
  content: '';
  display: block;
  width: 2rem;
  height: 1px;
  background: var(--accent);
}

/* =============================================
   HEADER
   ============================================= */
.header {
  position: fixed;
  top: 0; left: 0; right: 0;
  z-index: 100;
  transition: background var(--transition), box-shadow var(--transition);
  padding: 1.25rem 0;
}
.header.scrolled {
  background: rgba(5,13,31,0.92);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  box-shadow: 0 1px 0 var(--border);
}
.header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

/* Logo */
.logo {
  display: flex;
  align-items: baseline;
  gap: 0.3rem;
  font-family: var(--font-ui);
  letter-spacing: 0.05em;
  text-transform: uppercase;
  line-height: 1;
}
.logo__loans {
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--white);
}
.logo__by {
  font-size: 0.75rem;
  font-weight: 500;
  color: var(--accent);
  font-family: var(--font-display);
  font-style: italic;
  text-transform: lowercase;
}
.logo__kradevic {
  font-size: 1.35rem;
  font-weight: 700;
  color: var(--accent);
}
.logo__llc {
  font-size: 0.65rem;
  font-weight: 500;
  color: var(--white-dim);
  align-self: flex-end;
  padding-bottom: 0.1em;
}

/* Nav */
.nav {
  display: flex;
  align-items: center;
  gap: 2rem;
}
.nav__link {
  font-family: var(--font-ui);
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--white-dim);
  transition: color var(--transition);
  position: relative;
}
.nav__link::after {
  content: '';
  position: absolute;
  bottom: -4px; left: 0;
  width: 0; height: 1px;
  background: var(--accent);
  transition: width var(--transition);
}
.nav__link:hover { color: var(--white); }
.nav__link:hover::after { width: 100%; }
.nav__link--cta {
  background: var(--blue-mid);
  color: #fff;
  padding: 0.5rem 1.2rem;
  border-radius: var(--radius);
  box-shadow: 0 0 16px rgba(37,99,235,0.35);
}
.nav__link--cta::after { display: none; }
.nav__link--cta:hover {
  background: var(--blue-light);
  color: #fff;
}

/* Burger */
.burger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
}
.burger span {
  display: block;
  width: 24px; height: 2px;
  background: var(--white);
  transition: var(--transition);
}

/* =============================================
   HERO
   ============================================= */
.hero {
  min-height: 100vh;
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
  padding: 8rem 0 5rem;
}

/* Grid background */
.hero__grid-bg {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(96,165,250,0.06) 1px, transparent 1px),
    linear-gradient(90deg, rgba(96,165,250,0.06) 1px, transparent 1px);
  background-size: 60px 60px;
  mask-image: radial-gradient(ellipse 80% 80% at 50% 50%, black, transparent);
}

/* Glow orb */
.hero__glow {
  position: absolute;
  top: 10%; left: 55%;
  width: 700px; height: 700px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(37,99,235,0.18) 0%, transparent 70%);
  pointer-events: none;
  animation: pulse 6s ease-in-out infinite;
}

@keyframes pulse {
  0%, 100% { transform: scale(1); opacity: 1; }
  50%       { transform: scale(1.12); opacity: 0.7; }
}

.hero__inner {
  position: relative;
  z-index: 2;
  max-width: 680px;
}
.hero__badge {
  display: inline-block;
  font-family: var(--font-ui);
  font-size: 0.72rem;
  letter-spacing: 0.25em;
  text-transform: uppercase;
  color: var(--accent);
  border: 1px solid var(--border-strong);
  padding: 0.45rem 1rem;
  border-radius: 2px;
  margin-bottom: 2rem;
  background: rgba(96,165,250,0.06);
}
.hero__title {
  font-family: var(--font-display);
  font-size: clamp(3.5rem, 8vw, 6.5rem);
  font-weight: 900;
  line-height: 1.05;
  color: var(--white);
  margin-bottom: 1.75rem;
}
.hero__title em {
  font-style: italic;
  color: var(--accent);
}
.hero__sub {
  font-size: 1.1rem;
  color: var(--white-dim);
  max-width: 52ch;
  margin-bottom: 2.5rem;
  line-height: 1.8;
}
.hero__actions {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

/* Scroll indicator */
.hero__scroll-indicator {
  position: absolute;
  bottom: 2.5rem;
  left: 50%;
  transform: translateX(-50%);
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 0.5rem;
  opacity: 0.45;
}
.hero__scroll-indicator span {
  font-family: var(--font-ui);
  font-size: 0.6rem;
  letter-spacing: 0.3em;
  text-transform: uppercase;
  color: var(--accent);
}
.hero__scroll-line {
  width: 1px;
  height: 48px;
  background: linear-gradient(to bottom, var(--accent), transparent);
  animation: scroll-bounce 2s ease-in-out infinite;
}
@keyframes scroll-bounce {
  0%, 100% { transform: scaleY(1); opacity: 0.8; }
  50%       { transform: scaleY(0.5); opacity: 0.3; }
}

/* =============================================
   ABOUT
   ============================================= */
.about {
  border-top: 1px solid var(--border);
}
.about__inner {}
.about__content {
  display: grid;
  grid-template-columns: 1fr 1.2fr;
  gap: 5rem;
  margin-top: 1rem;
  align-items: start;
}
.about__right p {
  color: var(--white-dim);
  margin-bottom: 1.25rem;
}
.about__pillars {
  display: flex;
  flex-direction: column;
  gap: 1rem;
  margin-top: 2rem;
  padding-top: 2rem;
  border-top: 1px solid var(--border);
}
.pillar {
  display: flex;
  align-items: center;
  gap: 1rem;
}
.pillar__icon {
  font-size: 1rem;
  color: var(--accent);
  flex-shrink: 0;
  width: 2rem;
  text-align: center;
}
.pillar__text {
  display: flex;
  flex-direction: column;
  gap: 0.15rem;
}
.pillar__text strong {
  font-family: var(--font-ui);
  font-size: 1rem;
  font-weight: 600;
  letter-spacing: 0.05em;
  color: var(--white);
}
.pillar__text span {
  font-size: 0.85rem;
  color: var(--white-dim);
}

/* =============================================
   SERVICES
   ============================================= */
.services {
  background: var(--navy-mid);
  overflow: hidden;
}
.services__bg-shape {
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse 70% 80% at 80% 50%, rgba(15,47,110,0.6) 0%, transparent 70%);
  pointer-events: none;
}
.section__header {
  text-align: center;
  margin-bottom: 4rem;
}
.section__header .about__label {
  justify-content: center;
}
.section__header .about__label::before { display: none; }
.section__header .section__desc {
  margin: 1rem auto 0;
}
.services__grid {
  display: flex;
  flex-direction: column;
  border: 1px solid var(--border);
  border-radius: 6px;
  overflow: hidden;
}
.service-row {
  display: grid;
  grid-template-columns: 280px 1fr auto;
  align-items: center;
  gap: 2rem;
  padding: 1.8rem 2.5rem;
  border-bottom: 1px solid var(--border);
  background: rgba(10,26,58,0.4);
  transition: background var(--transition);
  position: relative;
}
.service-row:last-child { border-bottom: none; }
.service-row::after {
  content: '';
  position: absolute;
  inset: 0;
  left: auto;
  width: 0;
  background: linear-gradient(90deg, rgba(37,99,235,0.08), transparent);
  transition: width 0.45s ease;
  pointer-events: none;
}
.service-row:hover { background: rgba(15,47,110,0.35); }
.service-row:hover::after { width: 100%; left: 0; }
.service-row__left {
  display: flex;
  align-items: center;
  gap: 1.25rem;
}
.service-row__icon {
  font-size: 1.4rem;
  color: var(--blue-mid);
  flex-shrink: 0;
  line-height: 1;
  transition: color var(--transition);
}
.service-row:hover .service-row__icon { color: var(--accent); }
.service-row__num {
  font-family: var(--font-ui);
  font-size: 0.65rem;
  letter-spacing: 0.2em;
  color: var(--accent);
  margin-bottom: 0.2rem;
}
.service-card__title {
  font-family: var(--font-ui);
  font-size: 1.05rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--white);
  margin-bottom: 0;
}
.service-row__text {
  font-size: 0.88rem;
  color: var(--white-dim);
  line-height: 1.65;
}
.service-row__cta {
  font-family: var(--font-ui);
  font-size: 0.8rem;
  font-weight: 600;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--accent);
  white-space: nowrap;
  opacity: 0;
  transform: translateX(-8px);
  transition: opacity var(--transition), transform var(--transition), color var(--transition);
  flex-shrink: 0;
}
.service-row:hover .service-row__cta {
  opacity: 1;
  transform: translateX(0);
}
.service-row__cta:hover { color: var(--white); }

/* =============================================
   FAQ
   ============================================= */
.faq {
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}
.faq__inner {
  display: grid;
  grid-template-columns: 1fr 1.6fr;
  gap: 5rem;
  align-items: start;
}
.faq__left p { color: var(--white-dim); margin-top: 1.5rem; }

.faq-item {
  border-bottom: 1px solid var(--border);
}
.faq-item__q {
  width: 100%;
  display: flex;
  justify-content: space-between;
  align-items: center;
  background: none;
  border: none;
  cursor: pointer;
  padding: 1.5rem 0;
  text-align: left;
  font-family: var(--font-body);
  font-size: 1rem;
  font-weight: 500;
  color: var(--white);
  gap: 1rem;
  transition: color var(--transition);
}
.faq-item__q:hover { color: var(--accent); }
.faq-item__icon {
  font-size: 1.4rem;
  font-weight: 300;
  color: var(--accent);
  flex-shrink: 0;
  transition: transform var(--transition);
  line-height: 1;
}
.faq-item.open .faq-item__icon { transform: rotate(45deg); }
.faq-item__a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.45s cubic-bezier(0.4,0,0.2,1), padding 0.35s;
}
.faq-item.open .faq-item__a { max-height: 300px; }
.faq-item__a p {
  padding-bottom: 1.5rem;
  color: var(--white-dim);
  font-size: 0.95rem;
  line-height: 1.8;
}

/* =============================================
   CONTACT
   ============================================= */
.contact {
  background: var(--navy-mid);
  overflow: hidden;
}
.contact__glow {
  position: absolute;
  bottom: -10%; right: -5%;
  width: 500px; height: 500px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(37,99,235,0.14) 0%, transparent 70%);
  pointer-events: none;
}
.contact__inner {
  display: grid;
  grid-template-columns: 1.3fr 1fr;
  gap: 3rem;
  align-items: start;
}

/* Info card (right column) */
.contact__info-card {
  background: rgba(5,13,31,0.6);
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 2.5rem;
  position: sticky;
  top: 6rem;
}
.contact__info-header {
  font-family: var(--font-ui);
  font-size: 0.72rem;
  letter-spacing: 0.22em;
  text-transform: uppercase;
  color: var(--accent);
  margin-bottom: 1rem;
}
.contact__info-desc {
  color: var(--white-dim);
  font-size: 0.92rem;
  line-height: 1.7;
  margin-bottom: 2rem;
}
.contact__details {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
  padding-bottom: 2rem;
  border-bottom: 1px solid var(--border);
  margin-bottom: 2rem;
}
.contact__item {
  display: flex;
  align-items: flex-start;
  gap: 1rem;
}
.contact__item-icon {
  font-size: 1rem;
  color: var(--accent);
  flex-shrink: 0;
  width: 1.5rem;
  margin-top: 0.1em;
}
.contact__item a,
.contact__item address {
  color: var(--white-dim);
  font-size: 0.92rem;
  transition: color var(--transition);
  line-height: 1.6;
}
.contact__item a:hover { color: var(--accent); }

/* Steps */
.contact__steps {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}
.contact__step {
  display: flex;
  align-items: center;
  gap: 1rem;
  font-size: 0.9rem;
  color: var(--white-dim);
}
.contact__step-num {
  width: 1.8rem;
  height: 1.8rem;
  border-radius: 50%;
  background: var(--blue-dark);
  border: 1px solid var(--border-strong);
  color: var(--accent);
  font-family: var(--font-ui);
  font-size: 0.75rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

/* Form */
.contact__form { display: flex; flex-direction: column; gap: 1.25rem; }
.form__row { display: grid; grid-template-columns: 1fr 1fr; gap: 1.25rem; }
.form__group { display: flex; flex-direction: column; gap: 0.5rem; }
.form__group label {
  font-family: var(--font-ui);
  font-size: 0.78rem;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--accent);
}
.form__group input,
.form__group select,
.form__group textarea {
  background: rgba(5,13,31,0.6);
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 0.8rem 1rem;
  color: var(--white);
  font-family: var(--font-body);
  font-size: 0.95rem;
  outline: none;
  transition: border-color var(--transition), box-shadow var(--transition);
  width: 100%;
  -webkit-appearance: none;
}
.form__group select { cursor: pointer; }
.form__group select option { background: var(--navy-mid); }
.form__group input::placeholder,
.form__group textarea::placeholder { color: rgba(240,246,255,0.25); }
.form__group input:focus,
.form__group select:focus,
.form__group textarea:focus {
  border-color: var(--blue-mid);
  box-shadow: 0 0 0 3px rgba(37,99,235,0.15);
}
.form__group textarea { resize: vertical; min-height: 120px; }
.form__success {
  display: none;
  text-align: center;
  color: var(--accent);
  font-family: var(--font-ui);
  letter-spacing: 0.05em;
  padding: 1rem;
  border: 1px solid var(--border-strong);
  border-radius: var(--radius);
  background: rgba(96,165,250,0.06);
}
.form__success.visible { display: block; }

/* =============================================
   FOOTER
   ============================================= */
.footer {
  background: var(--navy);
  border-top: 1px solid var(--border);
  padding: 2.5rem 0;
}
.footer__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
}
.logo--footer .logo__loans,
.logo--footer .logo__kradevic { font-size: 1.05rem; }
.logo--footer .logo__by { font-size: 0.65rem; }
.footer__copy {
  font-size: 0.8rem;
  color: var(--white-dim);
  font-family: var(--font-ui);
  letter-spacing: 0.05em;
}

/* =============================================
   REVEAL ANIMATIONS
   ============================================= */
.reveal {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

/* =============================================
   RESPONSIVE
   ============================================= */
@media (max-width: 1024px) {
  .service-row { grid-template-columns: 220px 1fr auto; gap: 1.5rem; padding: 1.5rem 1.75rem; }
  .about__content { grid-template-columns: 1fr; gap: 2.5rem; }
  .contact__inner { grid-template-columns: 1fr; gap: 3rem; }
  .contact__info-card { position: static; }
  .faq__inner { grid-template-columns: 1fr; gap: 3rem; }
}

@media (max-width: 768px) {
  .service-row {
    grid-template-columns: 1fr;
    gap: 0.75rem;
    padding: 1.5rem;
  }
  .service-row__cta { opacity: 1; transform: none; }
  .form__row { grid-template-columns: 1fr; }

  .nav {
    display: none;
    flex-direction: column;
    position: fixed;
    inset: 0;
    background: rgba(5,13,31,0.97);
    backdrop-filter: blur(20px);
    justify-content: center;
    align-items: center;
    gap: 2.5rem;
    z-index: 99;
  }
  .nav.open { display: flex; }
  .nav__link { font-size: 1.2rem; }
  .burger { display: flex; z-index: 101; position: relative; }
  .burger.active span:nth-child(1) { transform: rotate(45deg) translate(5px, 5px); }
  .burger.active span:nth-child(2) { opacity: 0; }
  .burger.active span:nth-child(3) { transform: rotate(-45deg) translate(5px, -5px); }

  .hero__title { font-size: clamp(3rem, 12vw, 5rem); }
  .footer__inner { flex-direction: column; text-align: center; }
}

@media (max-width: 480px) {
  .section { padding: 4.5rem 0; }
  .hero__actions { flex-direction: column; }
  .hero__actions .btn { width: 100%; justify-content: center; }
}